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Boat and Yacht Insurance - We are boaters who insure boats!
 We are boaters who know insurance. Offering the best companies to insure your boat whether it is a 13' Boston Whaler to a 74' Viking we have the A+ rated companies with the coverage you need. With liability limits up to $10,000,000 we can handle your needs. |
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Know your policy terms |
| Agreed Value |
| Will pay the amount listed on the declarations upon time of total loss. |
| Actual Cash Value |
| Will pay the "Blue book" or depreciated value upon total loss. |
| Replacement Cost |
| Will pay actual cash value upon loss but will pay the extra cost to replace when you do replace. |
| Replacement on Partial Loss |
| Will pay "new for old" such as outdrives or propellers, electronics or other typical repairs from weather, hitting submerged objects etc. (be aware most policies may depreciate items such as canvas, sails, older outdrives, etc) |
| Depreciation Buster Endorsement |
| We will pay new for old on items that normally would be actual cash value. Something We offer but others do not. contact us for details. |
| Note: please review covered causes of loss, and exclusions that are part of your actual policy. Contact us for an insurance review. |
| The government now mandates that your pollution liability be $800,000. Does your policy cover you? Send me a copy and we can examine if you have what you need. |
| If you have business clients on your boat and are entertaining, does your policy cover you? |
| Will your agent put in writing that he knows your 38' Fountain will actually go 80 miles per hour? What if someone gets seriously injured in it? Will they pay? Make sure you sign an application that states the honest information about your boat. |
| Is the dinghy on the back of your boat covered? What if you have to cut it loose during extremely rough weather? Is the motor on it covered? |
| We insure Marinas and Boat repair facilities! See the Alliance page for referrals. |
| Special rates on center console boats! |
 31' Fountain Tournament Edition |
| We have special group rates for Sea Ray boat owners! |
| Group rates also available for Power Squadron Members, and boat club members, ask us for a quote today. |
insurewithdave.com
Dudek Insurance Agency Group * 36120 Green Street, New Baltimore, MI 48047 * ph: 586-725-0030 * fax: 586-725-4676